After Bank of Communications E-loan 2.0 came out, its characteristics of pure credit, no mortgage, no guarantee and no need to apply for information attracted many consumers. Many people know that e-loan 2.0 can be used for credit card consumption, but many people don't quite understand whether it is possible to withdraw cash. Let's introduce it below.

Generally speaking, e-loan 2.0 can be withdrawn, and the withdrawal amount is set according to the personal credit card, which is generally 50% of the personal credit limit. For details, please call the bank customer service. The question of whether to withdraw cash should be distinguished according to domestic and overseas conditions, because their withdrawal amount is different, and the question of whether to withdraw cash should be distinguished according to domestic and overseas conditions, which can be manifested in the following two aspects:

E-loan 2.0 Use the credit line to advance cash no more than RMB 2,000 per day; Each card can withdraw no more than 5,000 RMB from the ATM every day; You can withdraw up to 2000 RMB at the counter, but you can't use the credit line to withdraw US dollars at home.

The accumulated ATM withdrawal amount of each card shall not exceed USD 65,438+0000 per day, USD 5,000 per month and USD 65,438+00000 per half year; If you use the credit line to withdraw cash, each card shall not exceed 2000 yuan or equivalent foreign currency per day.

(1) The domestic charge is 1% of the transaction amount, with a minimum of 10 yuan RMB. The handling fee for RMB withdrawal of Y-POWER card is as low as 5 yuan/transaction, regardless of peers' cross-bank and different places in the same domain.

(2) For overseas cash withdrawal through UnionPay, 1% of the transaction amount is added with 12 yuan, and the lowest is 15 yuan. Overseas, the transaction amount of 1% is charged through VISA/MASTER, with a minimum of $5 per transaction. The advance cash has no interest-free repayment period, and its interest is calculated from the bookkeeping date to the day before payment, and the interest rate is five ten thousandths of the daily interest.

How about using the "e-loan 2.0" loan from Bank of Communications?

Bank of Communications "e-loan 2.0" meets personal consumption loan demand

You must have a certain understanding of whether E-loan 2.0 can be withdrawn. Although it can be withdrawn, the cost of withdrawal is very high. It is suggested that it is not an emergency, but it is better to spend by credit card.