1. Call the service hotline of provident fund management center for information about loan interest;
2. Go to the provident fund management center in person and directly ask the staff about the loan interest;
3. Log in to the housing provident fund official website, and check the loan interest details after logging in with a personal account;
4. Inquire through the mobile APP or other electronic service platforms provided by the provident fund management center.
Provisions on the use of provident fund:
1. restrictions on use: the provident fund is mainly used for the purchase, construction, renovation or overhaul of self-occupied housing;
2. Withdrawal conditions: certain conditions must be met when withdrawing the provident fund, such as buying a house, retiring, leaving a job, etc.
3. Loan amount: The loan amount of provident fund is usually limited by the balance of individual provident fund and the monthly deposit;
4. Repayment responsibility: provident fund loans need to be repaid on time, and overdue may affect personal credit records;
5. Joint account: Both husband and wife can combine their respective provident fund accounts and increase the loan amount.
To sum up, the interest of provident fund loans can be inquired through various channels, including calling the service hotline, visiting the management center, logging in to official website, using mobile APP or electronic service platform, etc., so as to facilitate borrowers with different needs to obtain relevant information.
Legal basis:
Regulations on the administration of housing provident fund
Article 26
Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.