1. Can the sealed state of the provident fund be withdrawn?
If the provident fund account is sealed, the provident fund cannot be withdrawn. However, under the following circumstances, you can withdraw the sealed provident fund:
1. Individuals go abroad to settle or settle at home and abroad;
2 due to illness, disability or death;
3 approved by the labor and social security department to meet the conditions for policy extraction.
In view of the above situation, individuals need to apply to the housing provident fund management center in their city and submit relevant supporting materials. At the same time, it should be noted that the certification materials required to apply for withdrawal of sealed provident fund vary from city to city, and it is necessary to know the policies and regulations of the city in advance.
Second, how to apply for the withdrawal of the provident fund?
After understanding the conditions for withdrawal of provident fund in sealed state, it is necessary to discuss how to apply for unsealing and withdrawal of provident fund. In this process, we need to pay attention to the following points.
1. Provide relevant certification materials.
The supporting materials required to apply for unsealing the provident fund account and withdraw it vary from city to city, but the supporting materials of * * * include: ID card, household registration book, labor contract or resignation certificate, etc. In addition, for some special circumstances, it is necessary to provide relevant supporting materials, such as house decoration and serious illness treatment.
Submit application
After preparing the corresponding certification materials, you need to submit an application to the housing provident fund management center in your city. The application content needs to reflect the following aspects:
(1) Extract the basic information of the provident fund, including the name of the extractor, ID number, housing provident fund account number, etc.
(2) the withdrawal period of the provident fund, including the withdrawal month;
(3) The reasons for extraction include house purchase, education, treatment of serious illness, housing loan payment, etc.
(4) Extraction method, including extraction method and extraction amount.
3. Confirm the extraction method
After submitting the application, you need to negotiate with the housing provident fund management center in your city to determine the extraction method. The extraction method comprises the following steps:
(1) ATM card method: directly remit the withdrawn provident fund to the drawer's bank account.
(2) Automatic deduction method: automatically deduct the withdrawn provident fund into the drawer's loan account.
It should be noted that the time to apply for unsealing the provident fund account and withdraw it depends on the regulations of the city where it is located. Usually, all application procedures need to be completed within the specified time.
To sum up, it is impossible to withdraw the provident fund when the provident fund account is sealed.
However, in some special circumstances, such as going abroad, getting sick, being disabled, dying, etc. , sealed provident fund can be extracted according to the policy.
In addition, in the process of applying for the unsealing and withdrawal of the provident fund, attention should be paid to the preparation of relevant certification materials and the confirmation of the application form and withdrawal method.