Five points. 50% of the bank's loan interest rate for the same period shall be implemented, and 6% of the bank's one-year loan interest rate shall be calculated. The borrower of Wuxi mortgage loan should pay a guarantee fee of 300,000 yuan, and Wuxi guarantee company will charge 5 points for the loan. Wuxi Kefa Investment Guarantee Co., Ltd. was established with the approval of Wuxi Municipal People's Government in September, 20001,and is one of the first guarantee companies established in Wuxi.