1. If the policy credit loan is not repaid on time, resulting in overdue credit stain, a credit survey will be conducted at the meeting. Because policy credit loans are handled in the business halls of banks or lending institutions. The insurance policy must have cash value and be insured for more than half a year continuously, and the insured amount shall not be lower than that of 200 yuan. You need to check your personal credit report and review it after review.
2. If it is a policy cash value loan, if it is not repaid at maturity, it will not be used for credit investigation, and the loan will not be used for credit investigation, because this kind of loan is handled by the insurance company, which means that 70% or 80% of the policy cash value loan is used for capital turnover. If the repayment is not made on time, the insurance company will deduct the cash value of the policy, and the policy will be invalid until the cash value is deducted.