Handling fixed assets loan business may involve but not be limited to the following materials: business license, account opening permit (if any), legal person ID card, credit code certificate (if any), articles of association, capital verification report or capital adequacy ratio certificate, company survival compliance review and other basic materials; Pollutant discharge permit and special industry access permit; Audited and latest financial statements and subject details in the last three years, articles of association, and company and senior management profile; If it is a project loan, it should also provide feasibility study report, filing certificate or approval certificate, environmental assessment, safety assessment and four certificates; Letter of authorization for credit inquiry and loan application; After the loan is issued, cooperate with post-loan management to provide relevant information such as capital flow and use certificate.
Where the corresponding loan involves guarantee, it may involve but not limited to the following materials: guarantee guarantee. If the guarantor is an enterprise, it shall provide the basic information, financial information and credit inquiry authorization of the guarantee enterprise. ; If the guarantor is an individual, he shall provide proof of identity, marriage certificate, power of attorney for credit investigation, etc. ; Collateral guarantee, collateral related warrants (real estate warrants, equipment purchase tax receipts, etc.). ) should be provided.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.