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The answer is: Usually, Bozhou buys a mortgage.

2. What is the interest rate of housing loan?

The interest rate of house purchase loan fluctuates according to the benchmark interest rate of central bank loan, with a floating ratio of 0.5 to 2 percentage points. The benchmark interest rate of central bank loans is: 1. The benchmark interest rate of the loan. 1. Within one year (including one year), the interest rate is 4.35%. 2. The loan term is one to five years (including five years) and the interest rate is 4.75%. 3. If the loan term exceeds five years, the interest rate is 4.90%. The second is the benchmark interest rate of provident fund loans. 1, less than five years (including five years), and the interest rate is 2.75%. 2. For more than five years, the interest rate is 3.25%.

Third, how much is the mortgage interest now?

On February 26th, 20 10, after raising interest rates again, the benchmark annual interest rate of commercial banks' loans over five years is 6.4%; The housing loan interest rate of China Construction Bank is 15% off for first-time buyers, and the loan interest rate is generally floating. According to the situation of different provinces, some provinces can get a 20% discount, while Shenyang, Liaoning has only a 15% discount. Moreover, the time of 20 1 1 is just the period when the country frequently issued the credit tightening policy, and the bank paid off10/0 loan when the loan amount was not much at the end of the year. The total amount of commercial loans is 120, and the monthly repayment amount is 1089.23, the total repayment amount is 130707.73, and the accumulated interest is 30707.73. 100000 yuan loan will be paid off in five years. There are 60 commercial loans, the monthly repayment amount is 190 1.36, the total repayment amount is 1 1408 1.53, and the accumulated interest is1408/kloc-.