When choosing a loan slot, priority will be given to some large platforms for loans. Today, I want to talk about Sina Aiwen Puhui and China Bank's consumer finance jointly launched the credit product Sina You Borrow. It is also a kind of pure credit micro-loan, as long as the age is within the prescribed range, almost everyone can borrow. How about learning about Sina's loan today? Is it reliable?

Sina has a platform background.

Sina borrowed the products of Sina Pratt & Whitney, which is a one-stop online loan app independently developed by Sina Pratt & Whitney. The loan amount is about 5,000 yuan, which solves the demand for small loans and saves the complicated process of traditional financial services. Provide users with unsecured pure credit loans, respond to users' capital needs at the first time, and apply for free.

Sina has loan application conditions.

1. The borrower is between 20 and 60 years old and cannot apply if he is underage or over-aged. This app is mainly aimed at young people.

2. Xinjiang, Tibet, Hong Kong, Macao and Taiwan are temporarily closed.

Sina borrowed the audit time.

Sina's loan review time will soon be basically 15 minutes, and normally it will not exceed 1 working day. If there are a large number of applicants, the background will review them in the order submitted by the applicants, and the specific process will be informed by SMS.

Sina has a borrowing rate.

In addition, the daily interest rate of Sina loan is 0. 1%, and the loan period does not exceed 1 month. For example, if you borrow 5,000 yuan from Sina for one month, you need to pay interest of 5,000 * 0.1%* 30 =150 yuan, and you need to repay 3 150 yuan in total. If an individual has expected behavior, it will cause overdue fees. The overdue fee for 5 days is overdue fee =5000*0.5*5= 12.5 yuan. At present, Sina only prepays through app and there is no extra cost.

Summary: All of the above are how Sina borrows power. As can be seen from the above, how to borrow Sina is more reliable.