However, this situation only appeared after several years without annual inspection. Generally speaking, if you don't have an annual inspection for one year, the People's Bank of China can handle it flexibly. When you wait for the annual inspection next year, just ask the account manager of your basic account or the staff of the local bank what to do. The problem should not be big.
If it is unfortunate that the annual inspection cannot be carried out, it will be cancelled. Then you can apply for reporting the loss of your credit card and apply for a new one yourself. This is also a road. This road is the one where you can't wait or don't want to have any other troubles. Let's do this. This seems to be the last resort.