Ren Zeping, an expert, also said that for those who give birth to triplets, everyone will get a reward of 3,000 to 5,000 yuan per month, and if they don't give birth, they will be punished. Although this has aroused many people's opposition, it can really increase the fertility rate. Now, experts are anxious about the decline of fertility rate. Wang Qiang suggested that young people should get an interest-free loan for 20 years to buy a house after giving birth.

Why did Wang Qiang say that? There are three main situations!

First of all, mortgage is an obstacle to the fertility rate. Nowadays, young people are under great pressure, especially house slaves. The monthly salary can only pay off the mortgage and normal living expenses. Once they need to spend, they even need to overdraw. In 2020, many young people are at home because they have no income. Although the bank gave in for a month, they had to make up for it last month. In fact, these are routines.

Moreover, after giving birth to a child, the child spends a lot of money, food, clothing, housing and transportation, as well as the education of the child, especially after the child is sick, the drug price in the hospital is also relatively high. These young people can't stand it. They are under too much pressure.

Second, the mortgage interest rate has been rising and rarely falling, which makes many people puzzled. Obviously, young people are under great pressure to buy a house now, but the bank has not lowered the mortgage interest rate, but raised the mortgage interest rate. Now 30 years of housing loan is equivalent to doubling the principal. For example, you normally pay 2000 yuan a month, but now you need to pay 4000 yuan, which will take 30 years.

In fact, falling house prices is also a good thing. Even if the interest rate of commercial loans remains unchanged, house prices have not fallen sharply in recent years. It's hard for everyone to wait for house prices to fall. As a result, the plan to limit the decline in housing prices in some areas once again makes young people want to buy a house.

Third, the house should not be an obstacle to the fertility rate. Now young people in rural areas are also involved in buying houses in cities. More and more rural young people are proud of buying a house. As a result, the fertility rate of many young people in rural areas is also declining. Even though rural areas were the main force of fertility in the past, young people in rural areas gradually began to reduce fertility for their lives.

Especially now that children go to school and primary schools are promoted to key junior high schools, they even have to pay sponsorship fees because they have not bought a house.

If you want to improve the fertility rate, you should not only let everyone see the real existence in the reward, but also education and mortgage are one of the major reasons that hinder the fertility rate. Of course, everyone wants to buy a house, but is the loan interest-free after buying a house? This is maternity allowance. Do you think expert Wang Qiang is right?