(China Merchants Bank) At present, the annual interest rate of loans over five years announced by the People's Bank of China is 4.9%. According to the benchmark interest rate, the repayment method is "equal principal and interest repayment" under the condition that the interest rate remains unchanged. The total interest is 507 16.46 yuan, and the monthly repayment amount is 2005.97 yuan. Repayment by "average capital Repayment Method", the total interest is 46,937.92 yuan, and the monthly repayment amount decreases month by month.