Jiufu Dingdang and Jiufu Wanka are both launched by Jiufu Group, with more than10 million registered users and a monthly transaction volume of 2 billion yuan. Compared with most online lending platforms at present, it is more reliable. At present, the maximum loan amount is 654.38 million yuan. The better the user's credit and income, the higher the loan amount will be. After the user registration is activated, Jiufuding will grant the corresponding credit line according to the user's comprehensive score. Try not to make overdue loans on this platform. If it is overdue, it will not only pay a high penalty interest, but also apply for arbitration for long-term compulsory repayment. If the circumstances are serious, they will be classified as serious untrustworthy and bear corresponding legal responsibilities.

First, five popular online lending platforms

1, borrowed by ants

Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is between 0.0 15%-0.05%, which can be repaid with the loan.

Step 2 borrow+

Borrowing+is a series of products borrowed by ants, which mainly meets the large capital needs of users at important stages of their lives (such as home improvement). The minimum loan amount is 50,000 yuan, the maximum loan amount is 300,000 yuan, and the longest repayment period is 24 months. The interest rate of borrowing+is within the range of borrowing.

3. Microfinance

Micro-loan is a financial product launched by Shenzhen Qianhai Weizhong Bank. It adopts the invitation system, and only some customers are on the invitation list every year. Small loans bear interest on a daily basis, and the daily interest rate varies from person to person, with a minimum of 0.02%.

Step 4 have money to spend

Youhuahua is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance) (original name: Baidu Youhuahua, renamed as "Youhuahua" in June, 2065438+08). The brand is trustworthy and the interest rate is low. Money to spend-full of easy loans, the daily interest rate is as low as 0.02%.

If you have money, you can take the initiative to open it, and you can receive it in three minutes at the earliest after approval. You can apply for money by providing your ID card and debit card at the time of application. It should be noted that college students are not allowed to apply for money.

5.JD.COM gold bars

JD.COM Gold Bar is a credit loan product launched by JD.COM. On 20 16, JD.COM Consumer Finance released the first cash loan product "Gold Bar", with differentiated credit and expected annualized interest rate pricing. Gold bars provide cash lending services, with a maximum credit line of 200,000, the longest installment 12 months, and daily interest. The daily interest rate of gold bars is as low as 0.025%.