In Lu'an City, you can apply for a provident fund loan from another place, but you cannot apply at the provincial provident fund, because the provincial provident fund is the department where employees of provincial units handle business, and you can only apply at the municipal provident fund center.

According to the latest national policy, provident funds can be withdrawn from other places. However, you need to go to the local provident fund center for consultation.

The Ministry of Housing and Urban-Rural Development, the Ministry of Finance, and the Central Bank jointly issued the "Notice on the Development of Housing Provident Fund Personal Housing Loan Business", requiring all localities to relax the conditions for provident fund loans. From now on, employees who have paid continuously for 6 months can apply for provident fund loans. , and for the first time clearly stated that provident funds will achieve mutual recognition in different places. On September 21, 2015, the Ministry of Housing and Urban-Rural Development published on its official website the "Notice of the Ministry of Housing and Urban-Rural Development on Operational Issues Concerning Housing Provident Fund Off-site Personal Housing Loans" signed on September 15, 2015 (hereinafter referred to as the "Notice").

The "Notice" clarifies that the housing provident fund off-site personal housing loan processing process is:

1. The loan city provident fund center accepts employees' off-site loan business consultation and informs the loan requirements at one time Review materials;

2. The employee himself or his client submits an application to the city provident fund payment and deposit center. The city provident fund payment and deposit center will verify the employee's deposit and loan status based on the employee's application. For individuals who have not used the housing provident fund, Employees whose housing loans or first-time housing provident fund personal housing loans have been settled shall issue the "Certificate of Housing Provident Fund Payment and Use of Employees with Off-site Loans";

3. After the Loan City Provident Fund Center accepts the employee's application for off-site loans, Verify the authenticity and completeness of the information in the "Certificate of Payment, Deposit and Use of Housing Provident Fund for Employees with Off-site Loans" with the City Provident Fund Payment and Deposit Center.

4. If the personal housing provident fund account of the depositing employee is transferred during the loan repayment period in another place, the original paying city provident fund center should promptly notify the lending city provident fund center and the transferred city provident fund center.

5. The transfer to the urban provident fund center should promptly re-identify and record the off-site loan status after receiving the employee housing provident fund account.