Measures for the management of loan risk classification: Article 14 Commercial banks shall classify all loans at least once every quarter. ?

“Loan risk classification management refers to banks integrating various information obtained and using best judgment to demonstrate loan quality according to the degree of loan risk. Significance my country’s commercial banks comprehensively implement loan risk classification management , is not only an objective requirement for my country's economic and financial development, but also an inevitable choice after joining the World Trade Organization. Loan risk classification management will help commercial banks promptly discover problems that arise after loan disbursement, more accurately identify the inherent risks of loans, and effectively track them. Loan quality allows commercial banks to take timely and effective measures to improve the quality of credit assets.