After handling the vehicle mortgage, many platforms will smash the user's green paper because of the repayment risk after the loan. Someone asked, does the vehicle mortgage loan need to press green capital? Then let's briefly talk about this problem for everyone, hoping to find it helpful after reading it.

Does vehicle mortgage need to be green?

You don't have to follow the Green Paper to see how the organization's car loan products are set up. Like JD. COM's car loan does not need green guarantee, but Ping An's car owner loan does. Moreover, for example, if a user handles a large installment of a car loan credit card in a bank, is it necessary to be backed by the green, so there is no fixed answer.

But in most cases, you need to press the green notebook or install GPS. Once the user leaves his permanent residence during loan repayment, risk control may be triggered.

If it is a green mortgage, it is recommended to go to the vehicle management office to register the mortgage with the settlement certificate, ID card and other materials after paying off, then the car is truly owned by the user. If you don't apply for mortgage registration, the ownership is not in the user's place, and it will be illegal to conduct listing transactions in the future.

In addition, I would like to remind you that if the mortgage car office knows the mortgage situation, it may encounter the situation that the 4S shop collects the mortgage fee, so you don't have to pay the mortgage fee, you can handle it yourself.

The above is about "Do you need to press green capital for vehicle mortgage loans?" The answer. Generally speaking, the requirements of different institutions may be different, depending on the regulations. I suggest you keep your word on time during the repayment period, go through the mortgage formalities in time after paying off the loan, and get back the green copy.

Why did automobile mortgage press the Green Paper?

Jetcar does not have a green paper, because when applying for mortgage, the green paper is stored in the lending institution of the nuclear bank.

At this time, if you apply for a loan again, you still need a green copy to register the mortgage. You can't apply for a mortgage without a green copy. There are also some loans. You only need to provide a green copy of the call to apply for a loan.

There is a kind of loan that you can apply for automobile mortgage without a license, that is, you can mortgage your car to a lending institution, but you don't need a green copy, so you can also get a loan. If the car is mortgaged, users will not be able to use the car normally.

I wish you a safe and smooth life in the future. When you encounter difficulties, you can also face them and succeed. If you have any questions about people who don't understand, you can keep asking. Don't feel embarrassed or worried. We have always been behind your most loyal friends. In reality, you can talk to me in detail about illegal infringement and dissatisfaction. We have always provided the most reliable judicial answers, help and help.

Do I need to mortgage a green book to buy a car? Where can I mortgage the car loan?

General loans to buy a car require a green mortgage, which is the vehicle registration certificate. The vehicle registration certificate is equivalent to the household registration book of the vehicle, and it needs to be mortgaged to the lending institution before the other party will lend money. Other documents of the car, such as driver's license and driving license, do not need to be mortgaged, and the owner can keep them himself.

However, if the Green Paper is mortgaged, don't worry. As long as all the car loans are paid off in the future, you can apply for the loan settlement certificate, get back the mortgaged vehicle registration certificate, and then go to the local dmv to cancel the vehicle mortgage registration. At this time, the car is really your own.

Auto loans can be handled by banks, auto financing companies and some private lending institutions.

But it's better to go to the bank for a loan. Although the bank will check the personal credit information of the lender more strictly and the threshold will be relatively high, the risk of bank loans is less. When an auto financing company lends money, it may sometimes encounter the situation that the company closes down and its personnel run away. Therefore, it is better to borrow money from the bank. If banks can't get loans, they should seek loans from more reliable and well-known auto financing companies. At the same time, before going to an auto financing company or a private lending institution to apply for a mortgage loan, check whether the company has been approved by the China Banking Regulatory Commission and whether it has a financial license, so as to prevent fraudsters.

Automobile loan mortgage processing flow

1. After selecting the vehicle to buy, apply for a loan to buy a car.

2. Fill in the loan application form and credit information questionnaire, and submit relevant certificates to the lending institution, which will review the applicant's loan qualification.

3. Sign loan contract, guarantee contract and mortgage contract after approval, and handle vehicle mortgage registration and insurance.

After signing the contract and completing the registration, you can get the loan. If you use a loan to pay for the car, you can get a license to pick up the car issued by the bank. You can pick up the car at the 4S shop and drive it away.