It is understood that the loan fee of Zhongan Xinye mainly includes one-time handling fee and monthly comprehensive fee, of which the monthly comprehensive fee consists of interest and account management fee. The one-time handling fee is 2%-4% of the loan amount, which will be charged at the first repayment. The comprehensive monthly fee is determined according to the loan product and credit rating selected by the user. Different products, different credit ratings, enjoy different comprehensive monthly fees. For users with credit rating AA, comprehensive rate ~ credit rating A, comprehensive rate ~ credit rating B, and comprehensive rate ~ credit rating C, the comprehensive rate is ~, so everyone must calculate the relevant expenses before lending, and remind everyone to make loans according to their own economic conditions and repayment ability. Therefore, it is very important to form a good habit of paying back on time, and everyone must avoid overdue. Here, you can also learn about the influence of overdue Zhongan credit: (What are the consequences of overdue Zhongan credit? Generally speaking, the related expenses of Zhongan Credit are mainly determined according to the specific amount of the applicant's loan. When making a loan, we must live within our means, understand the repayment method of Zhongan Credit from our own actual situation, and repay on time to avoid adverse effects.