The requirements of Baifu Small Micro Easy Loan are: 1, which should conform to the national industry and industry policies and not belong to high-pollution and high-energy enterprises;

2. The enterprise has a good reputation in all kinds of commercial banks and has no bad reputation record;

3. Having a business license approved and registered by the administrative department for industry and commerce and passed the annual inspection, holding a loan card issued by the People's Bank of China and passing the normal annual inspection;

4, a formal organization, management system and financial management system, a fixed foundation and business premises, legal operation, products have market and benefits;

5. Have the ability to perform contracts and repay debts, have a good willingness to repay, and credit asset risks are classified as normal or non-financial factors;

6. The operator or actual controller has more than 3 years of working experience, good quality and no bad personal credit record;

7. The enterprise operates steadily, the establishment period is in principle more than 2 years (including 2 years), there is at least one financial statement in the fiscal year, the sales revenue has increased for two consecutive years, and the gross profit is positive.