1, application. The borrower shall submit a written application for housing provident fund loan to the housing provident fund management center, and truthfully fill out the Application Form for Housing Provident Fund Loan and related materials.

2. First instance. The housing provident fund management center conducts a preliminary examination of the applicant's materials, including the applicant's qualifications, loan amount, term, etc. After passing the preliminary examination, the management center issued the Notice of Collateral Review and Evaluation.

3. Evaluation and audit. After receiving the notice of mortgage review and evaluation, the applicant will take the notice to the designated evaluation institution to evaluate the value of the house to be purchased. After the applicant gets the appraisal report issued by the appraisal institution, he will go to the provident fund management center to review the payment with the appraisal report and preliminary examination materials.

4. Go through the guarantee procedures. The applicant shall go through the guarantee formalities according to the guarantee method of his own choice with the "Notice of Investigation on Entrusted Guaranteed Loans of Housing Provident Fund Management Center" issued after the audit.

5. Sign a loan contract. After the above matters are approved, the applicant can sign a loan contract.

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