1. provide high-quality collateral
from the perspective of risk control, if enterprises can provide high-quality collateral, the loan amount is higher than that of unsecured loans and ordinary mortgage loans. Common collateral includes high-quality real estate and high-quality land, all of which can increase the loan amount. If there is no corresponding collateral under the name of the enterprise, then the assets under the name of the enterprise operator, shareholder and enterprise legal person can also be used as collateral.
2. Providing collateral
In the same way as mortgage, if an enterprise can provide shares, bills, intellectual property rights, lease rights, etc., it can also increase the loan amount.
III. Third-party guarantee
Enterprises can guarantee through third-party guarantee institutions or loan intermediaries when making loans, which can also increase the loan amount of enterprises. Of course, if a third party provides a guarantee on the basis of mortgage or pledge, the loan amount will be higher and the capital demand of the enterprise can be solved more effectively.