Purchase restriction in Gu 'an County

Implementation Opinions of Langfang Municipal People's Government Office on Further Promoting the Stable and Healthy Development of the City's Real Estate Market

Second, strictly adjust the measures for housing purchase restriction

The areas where housing purchase restriction is implemented are the main urban area of Langfang City (including Guangyang District, Anci District and Langfang Development Zone), sanhe city, Dachang Hui Autonomous County, Xianghe County, Gu 'an County and Yongqing County.

families with non-local household registration can provide local social insurance payment certificates or tax payment certificates for three years or more, and purchase one set of housing, including newly-built commercial housing and second-hand housing. Non-local households who already own one or more houses, or cannot provide local social insurance payment certificates or tax payment certificates for three years or more, will be suspended from buying houses locally. The overdue social insurance or tax payment certificate shall not be used as a valid certificate for purchasing a house.

if a family with local household registration already owns two or more houses, the local purchase of houses, including newly-built commercial houses and second-hand houses, will be suspended.

Third, strictly implement the differentiated housing credit policy

For first-time housing buyers, apply for commercial personal housing loans, and the down payment ratio shall not be less than 3%; For households with one set of housing, in order to improve their living conditions, apply for commercial personal housing loans, and the down payment ratio is not less than 5%, including new commercial housing and second-hand housing.

PBC and banking supervision departments should guide commercial banks to adjust the minimum down payment ratio of individual housing loans, and commercial banks should strictly implement and further strengthen the risk control of housing credit.

Fourth, implement differentiated housing provident fund loan policy

Increase the down payment ratio of housing provident fund loans, and adjust the minimum down payment ratio to 3% for employees who use housing provident fund loans to purchase the first ordinary family home; The minimum down payment ratio will be adjusted to 6% if the housing provident fund loan is used to purchase the second family home.

to suspend the loan business of housing provident fund in different places. Stop handling the business of "housing provident fund loans replacing personal housing loans of commercial banks".

V. Strictly regulate the sale of commercial housing

Strictly supervise the price of commercial housing, give guidance to the pre-sale (sales) price of newly-built commercial housing, and temporarily refuse to issue the pre-sale permit of commercial housing or sign the contract online for the record for projects that do not accept the government price guidance. Projects that have not obtained the pre-sale permit of commercial housing shall not be pre-sold, shall not be charged or charged in disguised form, and shall not participate in any exhibition activities. Real estate development projects that have obtained pre-sale permits or existing home registration certificates should disclose all the houses at one time and sell them within 1 days. Strictly implement the regulations of clearly marked price and one room and one price for commercial housing sales, and shall not sell beyond the record price.

VI. Overall planning of land supply

Counties (cities) should reasonably arrange the scale, structure and timing of land supply to stabilize the land market expectation. The Municipal Bureau of Land and Resources shall compile and publish the three-year rolling plan and medium-term plan for residential land supply as soon as possible. Key areas around the capital, such as Sanhe, Xianghe, Dachang and Gu 'an, should vigorously promote the intensive and economical use of land and strictly control the scale of incremental construction land. Establish a land purchase fund review system to ensure that real estate development enterprises use their own funds to purchase land. If the sources of funds reviewed by the land and resources department and the relevant financial departments do not meet the requirements, the land bidding qualification will be cancelled, and participation in land bidding, auction and hanging will be prohibited within a certain period of time. It is necessary to flexibly determine the bidding methods, including "limited house price, competitive land price", "limited land price, competitive house price", existing home sales or competitive self-sustaining area after exceeding a certain percentage of premium rate, and resolutely prevent the occurrence of regional total price and new high unit price of land or floor, and prevent high prices from disturbing market expectations.