China Construction Bank will repay 120000 in 60 installments and 2000 every month.

Because 120000÷60=2000. Therefore, CCB pays back 120000 in 60 installments and 2000 every month.

The installment interest of CCB is calculated in the same way as that of credit cards, and it is calculated at the daily interest rate of 0.05%.

The loan is 654.38+200,000 yuan with interest of 0.76. How much should I pay back every month in three years?

What does the interest here mean by 0.76? Is the annual interest rate 0.76=76%? Or the annual interest rate is 0.76%? The former is too high! The latter is too low. If the annual interest rate is 0.76=76%, it is twice as high as the highest interest rate! It seems unlikely. However, if it is 0.76%, which is much lower than the bank's loan interest rate, it seems impossible.

If calculated by 76%, the monthly repayment is 8535.438+0, and the calculation method is as follows:

Total repayable 187285.47 yuan.

If calculated by 0.76%, the monthly repayment is 3,372.53 yuan, which is calculated as follows:

Can the bank loan 1.2 million be repaid in installments? If it is divided into four years, how much will it cost each month?

It is recommended to apply for loans through bank channels. If you have a savings card of China Merchants Bank, you can log in to China Merchants Bank Mobile Banking and click "Home → All → Loan → I want to borrow money → Good Term Loan" to try to apply.

Loan amount: the minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved;

Repayment method: equal repayment of principal and interest;

Loan term: March, June,1February,1August and 24 months are supported;

Borrowing cost: the daily interest rate is 0.045%, please refer to the actual display in the interface; There is no platform service fee.

How much is the monthly payment of 65438+200,000 yuan paid off in ten years?

If you want to pay 12 months, the monthly repayment amount is10000 (22%) ÷12 (122% ÷12)12)

If the principal and interest are equal, the amount of loan principal and interest repaid each month is the same (that is, the total amount of monthly repayment is the same, in which the interest decreases month by month and the principal increases month by month).

Monthly repayment amount = loan principal × (monthly interest rate× (1interest rate) repayment months) /(( 1 interest rate) repayment months-1)

In the case of average capital: repay the same amount of principal every month. With the reduction of the remaining principal, the monthly interest also decreases, so the monthly repayment amount also decreases accordingly.

Monthly repayment amount = loan principal/repayment months (principal-accumulated amount of repaid principal) × monthly interest rate.

I. Loan interest

General compound interest is calculated on a monthly basis. Compound interest means that after the end of each interest period, the remaining interest should be added to the principal to calculate the interest of the next period. In this way, in each interest-bearing period, the interest of the previous interest-bearing period will become the principal of interest-bearing, that is, interest will accrue at interest, which is also commonly known as "rolling interest".

There are two ways to repay by installments, one is equal principal and interest, and the other is average capital. Due to the different repayment methods, the monthly loan interest is also different. However, no matter what kind of loan method, there is a unified calculation standard for bank loan interest.

Second, the loan interest calculation formula

Daily interest rate (0/000)= annual interest rate (%)÷360 = monthly interest rate (‰)÷30.

Monthly interest rate (‰) = annual interest rate (%)÷ 12

Current month loan interest = the monthly interest rate of the remaining principal loan last month;

Principal paid in the current month = repayment amount in the current month-loan interest in the current month;

Remaining principal of last month = total loan-accumulated principal repayment;

So, how to calculate the loan interest? Below we can according to a practical example to illustrate:

If borrower A borrows RMB 6,543,800+from XX Bank, the loan period is 3 years, and the latest loan interest rate of 2065.438+03 is implemented, and the monthly loan interest rate is 0. 5 125% (at present, the annual interest rate of three-year loans is 6. 15%)。

First month loan interest = 1000000. 5 125%=5 12。 5;

Principal paid in the first month = repayment amount in the first month (depending on repayment method) -52 1. 5;

Residual principal in the first month = 100000- (repayment amount in the first month -52 1. 5);

Second month loan interest ={ 100000- (first month repayment amount -52 1. 5)}0。 5 125%

This is the end of the introduction on the installment repayment of bank loan of 6,543,800 yuan and bank loan interest of 6,543,800 yuan. I wonder if you found the information you need from it?