Non-revolving loan is relative to revolving loan. Revolving loan means that customers can obtain a certain loan amount by mortgaging commercial houses to banks. During the mortgage period, customers can withdraw money in installments and recycle it. When the single payment does not exceed the available amount, the customer only needs to fill in the withdrawal application form without special re-approval, and can generally withdraw cash within 1 hour. Non-revolving loan means that a credit line can only be borrowed once, and the next loan needs to obtain the loan line again.

Compared with non-revolving loans, revolving loans have higher flexibility and liquidity.