It is recommended to contact the account manager of the loan bank to confirm the situation. There are differences in different places. For example, at present, China Merchants Bank in Shenzhen can accept applications, but mortgage lending is very slow.

2. How long does it take to transfer the provident fund funds into loans?

First, go to the housing provident fund website to inquire. There is a "loan approval progress". Click Open to display the progress. If "funds transfer and loan" is displayed, it usually takes 3-5 working days (pay attention to working days), and the bank will call you first. If you can't get through the phone, someone will call you to tell you the specific lending time and monthly repayment time, and then you can go to the bank to print the monthly repayment details for one year (the average monthly funds are different, so you don't have to call every month if the principal and interest are equal). Then pay back the money on time.

3. How long does it take for the provident fund loan to be released?

1. How long does it usually take for provident fund loans to be released? 1. It usually takes 2 to 3 months to complete the approval of the provident fund, and the housing provident fund loan rules require that the loan should not exceed 3 months. If there is no need for reconsideration, it usually takes about half a month to approve the MPF loan after submitting the materials. After the approval, the transfer will be handled, and the loan will be released about 7 to 10 days after the transfer formalities are completed. 2. Legal basis: Article 26 of the Regulations on the Management of Housing Provident Fund, employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. Second, how to handle the provident fund loan procedures? 1. When a borrower applies for a housing provident fund loan, he needs to submit a written application to the bank, fill in the housing provident fund loan application form and provide real information; 2. For the loan application with complete information, the bank will accept the review in time and submit it to the provident fund center in time; 3, provident fund center is responsible for the examination and approval of loans, and timely notify the bank of the examination and approval results; 4. The bank shall notify the applicant to handle the loan formalities according to the examination and approval results of the provident fund center; 5. If the house is secured by mortgage, the borrower shall go through the mortgage registration formalities at the real estate management department where the house is located.

4. How long does it usually take to apply for provident fund loans and lend money?

To be successful, you need to know the specific process of handling provident fund loans. Loan provident fund loan, and fill in the filling materials: copies of the lender and spouse (if the lender is unmarried, proof of unmarried is required); Valid documents such as purchase contract and agreement paid by the applicant and spouse's housing provident fund; List of collateral and pledge used for guarantee, and appraisal certificate of collateral with agreed ownership; The provident fund center will be built soon.

For the loan application with complete materials, it usually takes 5 working days for the bank to accept the review. After the approval of the bank, the relevant information will be handed over to the housing provident fund management center, which will be responsible for approving the loan, that is, the preliminary examination will take about 5 working days. After passing the preliminary examination, the bank will notify the applicant to handle the loan formalities according to the examination and approval results of the provident fund center. The borrower and his wife sign a loan contract and related contracts or agreements with the bank, and send the loan contract and other procedures to the provident fund center for review, re-sign the guarantee contract and pay the guarantee fee. After all the above contents are completed, the entrusted bank will issue loans in full and on time. This process takes about 15 working days.

If the payer needs to go through mortgage registration, mortgage contract or joint pledge with the property right management department in the area where the house is located, the borrower will hand over the securities to the management department or the joint center for safekeeping. It's almost 10 working days. In different places, the different efficiency of relevant personnel will also affect the time spent on provident fund management.