Credit certificate refers to a written certificate from a bank that provides relevant information such as the customer's financial status and credit status to the person designated by the customer in response to the customer's application or request.

Generally include: deposits, loans, settlement and credit certificates. Credit certificate is a credit certificate given to a borrower or investor, which includes the borrower's or investor's financial information, repayment ability, etc., to ensure the borrower's or investor's financial strength as their fulfillment of financial obligations. credentials. Creditworthiness certificate is usually a borrower or investor's economic strength that shows that it can fulfill its financial obligations and repayment ability, which makes creditors or financiers more assured, especially for investors.

Credit certificates are generally in the form of statements, which review the financial status and asset status of the borrower or investor in the past 2-3 years, and are provided to borrowers or investors who are preparing to invest or provide financing. Identification of investment and financing transactions. The content and type of credit certificates vary. They usually involve net assets, internal control and internal audit, liability status, equity structure and supplementary information to ensure objective, accurate and complete financial certificates.

What materials are needed for credit certificates

When applying for the issuance of a personal credit certificate for the first time (including the first issuance of multiple personal credit certificates), you need to submit your valid identity document, savings passbook, and deposit receipt , bank cards, savings bond (certificate type) receipts, financial management agreements, physical gold custody receipts and other vouchers, go to any CCB outlet nationwide.

Personal credit certificates include: personal deposit certificate (time period), personal deposit certificate (time point), deposit amount certificate (i.e. historical details), book-keeping treasury bond certificate, local and foreign currency financial product certificate, Fund product certificates, account gold certificates, physical gold certificates, easy deposit gold, accumulated gold and other business certificates that need to be issued.

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