1. Provident fund loans refer to loans enjoyed by employees who have paid housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.

2.20 12 Some cities relaxed the conditions of provident fund loans, and the upper limit of housing provident fund loans in 9 counties of Linyi City, Shandong Province will be raised from 200,000 yuan to 300,000 yuan from June of 20 12 to June of 1 year.

3, 20 14, 10, issued by the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China, including relaxing the conditions of provident fund loans, promoting loans from different places, reducing intermediate costs, canceling housing provident fund personal housing loan insurance, notarization, new house evaluation and compulsory institutional guarantee, and reducing the burden on loan workers. Among them, employees who have paid for 6 months can apply for provident fund loans (currently 12 months).

4.20 17 On August 5, the Ministry of Housing and Urban-Rural Development jointly issued a notice saying that the down payment for purchasing a second home with provident fund loans will be cancelled by 20% from September 15.