At present, consumer finance has successfully issued two ABS issues. The first ABS product was released in February with a scale of 20 19 and a scale of 2.09 billion yuan. 1On April 4th, Anyihua's asset-backed securities for personal consumption loans in the first phase in 2020 initiated by consumer finance was successfully issued in the national inter-bank bond market, with the issuance scale of170.5 billion yuan, and the market was oversubscribed.
In addition,1October 23rd, 165438+ news, the all-in-one face recognition machine for consumer finance immediately passed the inspection by the Security Police Electronic Product Quality Inspection Center of the Ministry of Public Security. It is reported that the testing center, approved by the Political Department of the Ministry of Public Security, is the only institution in China that can carry out compulsory certification testing for all eleven kinds of security products. It is an authority in the field of security. Through this test, it also indicates that consumer finance will provide more convenient and reliable face brushing solutions in smart retail, security and other scenarios.
In terms of business, immediate consumer finance adopts a business model that combines online and offline. The number of offline merchants is about 6.5438 million, covering 26 provinces and regions in China. Online cooperation channels cover more than 20 online consumption scenarios including all major Internet service platforms. The commodity staging scenario covers digital 3C products, home appliances, tourism, online shopping and other major consumer goods.
By the end of 20 19, the total assets of immediate consumer finance were 548.65438+0.5 billion yuan. In terms of profitability, the operating income from 20 16 to 20 19 was 347 million yuan, 4.668 billion yuan, 8.239 billion yuan and 8.999 billion yuan respectively.
Consumer Finance immediately said that in the future, it will continue to lay the advantages of ABS products with high-quality underlying assets, hard-core scientific and technological strength and sound risk control capabilities, and provide better asset allocation resources for the market.
(Editor Zhang Mingfu)