1. You can withdraw the provident fund when decorating the house. According to the Measures for the Administration of Provident Fund Withdrawal, individuals or families who have paid the provident fund can withdraw the provident fund when employees or their spouses build, renovate or overhaul self-occupied houses with property rights, and the total amount of withdrawal shall not exceed the actual expenditure of building, renovating or overhauling self-occupied houses.

2. Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund.

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(1) Purchase, build, renovate or overhaul owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(6) the rent exceeds the prescribed proportion of family wage income.

Second, what materials are needed to extract the provident fund to decorate the house?

1, housing renovation fund withdrawal must have permanent residence or valid residence status in this city;

2, continuous full deposit housing provident fund 12 months or more;

3. There are contracts (agreements) and related materials for purchasing houses, building houses and overhauling self-occupied houses according to law;

4. A certain proportion of self-raised funds;

5. Stable economic income;

6. Guaranteed or mortgaged.