One of the conditions of buying a house with provident fund loan is that the lender needs to pay the housing provident fund in full for more than one year. The normal deposit here refers to continuous monthly deposit, early deposit and supplementary payment of housing provident fund, and the time for supplementary payment of housing provident fund shall not exceed three months.

If the unit pays the housing provident fund, it needs to pay in full for 6 months before it can use the housing provident fund loan to buy a house; If an individual pays the housing provident fund, it will take 1 year to pay it in full before he can use the housing provident fund loan to buy a house. Normal deposit refers to continuous monthly deposit, advance payment and supplementary payment of housing provident fund, and the time for supplementary payment of housing provident fund shall not exceed three months.