At the beginning of the Spring Festival, many business owners engaged in agricultural production in Chun 'an County got a good news. 2065 438+05 03 15 The rural land circulation management right can be mortgaged, which will effectively broaden the financing channels for agriculture, rural areas and farmers, accelerate the rural land circulation in Chun 'an and promote the scale, intensification and industrialization of agriculture. According to the relevant person in charge of the County Agricultural Office, according to the Interim Measures for the Management of Mortgage Loans for Rural Land Circulation Management Rights newly issued by Chun 'an County Government, the specific loan objects that can be mortgaged are all kinds of agricultural production and operation entities engaged in agriculture, forestry, animal husbandry and fishery production and operation in the county. The borrower must obtain the right to operate the land circulation in accordance with the law, and obtain the rural land circulation management certificate in accordance with the law, and obtain the written commitment of the employer (i.e. the village economic cooperative or the stock economic cooperative) and the outflow party to agree to mortgage. When the loan cannot be repaid, the financial institution can dispose of the mortgaged land circulation management right. The land used for mortgage needs to be agricultural land with a certain production scale and sustainable production capacity and other rural land that meets the mortgage conditions, and it is operated according to law and has not changed its agricultural use.

It is understood that compared with other loans, there are three main personalized materials to be provided for the mortgage loan of rural land circulation management right: certification materials of land circulation management right, including rural land circulation contract and rural land circulation management right certificate; Explanatory data of the above-ground (including underground) attachments; Written proof that the employer and the outflow party agree to mortgage and agree to the financial institution to dispose of the collateral. After signing the mortgage loan contract with the lender, the borrower needs to go through the mortgage registration formalities at the county agricultural office. After obtaining the certificate of other rights of rural land circulation management right, financial institutions can issue loans according to loan contracts.

In addition, in order to encourage financial institutions to support the development of agricultural production and management entities, Chun 'an County Finance will also reward rural land transfer management rights mortgage loans issued by financial institutions.