If his younger brother has the repayment ability of 200,000 yuan, both parties agree who will be responsible for the repayment.
As a brother, I suggest lending it to him.
After the big deal, my brother's ability is really limited and he can't afford it. He should pay for it himself first.
However, loans must be made. If the other party does not pay, will the second suite be divided into two parts?
He can borrow it if he agrees.
Another situation is that his brother has no repayment ability of 200,000 yuan, which is a dead end.
I can't help myself, and of course I can't help blindly.
This method is not desirable, and it is opportunistic to avoid the down payment loan that is explicitly prohibited, but the repayment ability of the younger brother's later loan should be taken into account. Otherwise, it will affect my brother's credit information and future purchase qualification.
It depends on personal ability. Generally, the second apartment is an investment, depending on your personal perspective. Why should someone else's name be added to the consumer loan? Because credit is collected at the meeting, unless the consumer loan is paid off, no one in the world can bring money.
What's the problem? The best result of personal advice is that big brother makes his own decision. Everyone has different economic conditions and looks at things from different angles. Of course, the decisions made are also different. From the perspective of borrowing money to buy two houses, this situation involves fraudulent loans, and the proposal is not advisable.
Consumer loans, also known as consumer loans, are loans issued to consumers for purchasing durable consumer goods or paying various fees. But now many people will apply for consumer loans to buy a house. So, what are the consequences of buying a house with a consumer loan? Is it serious?
This problem should be viewed from two angles:
Second, brothers, settle the accounts. In case his brother doesn't repay the loan, it will affect his brother's personal credit information. If the repayment pressure is too high, the probability of overdue will increase. Once overdue, it will be recorded in the personal credit report, leaving a bad credit record.