How long can the postal savings mortgage be approved depends on the personal situation of the loan user and the audit of the postal savings bank's mortgage business. It takes about a week for the Postal Savings Bank to approve the mortgage. The bank has not made any relevant agreement on the time limit for the approval of individual housing loans. Usually:

1. The loan application information submitted by the loan applicant is complete and true, and the bank will generally approve it within 5- 10 working days.

2. Second-hand housing loans will be issued within 3-7 working days after the mortgage of real estate is completed. The new house is handled by the developer in a unified way and distributed by the bank in batches.

China Postal Savings Bank (PSBC) was formally established on March 20th, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of the reform of postal savings management system.