Short-term loan process: 1. Loan application The borrower applies for a loan from the bank and submits the information needed for the loan. 2. Credit rating assessment The bank investigates the legality, safety and profitability of the borrower to see if it meets the loan requirements. 3. The loan approval bank shall approve the loan in accordance with the loan management system of loan separation and grading approval. 4. After signing a contract loan, the borrower signs a loan contract with the bank (including a guarantee contract and a mortgage contract, etc.). ) .5. After completing the formalities and signing the contract, the borrower needs to go through the mortgage registration formalities as required. 6. The loan issuing bank will issue loans to the borrower according to the requirements of the contract. 7. Loan repayment.