In 2022, the New Deal of Tangshan Provident Fund Loan proposed to increase the maximum amount of provident fund loans, and the maximum amount of individual housing loans for single-and double-employee family housing provident fund was adjusted from 600,000 yuan to 800,000 yuan; The purchase of passive ultra-low energy-consumption self-occupied housing with new two-star and above green building standards will increase the loan amount by 20%, with the maximum loan amount of 960,000 yuan.
At the same time, the New Deal stipulates that the maximum loan amount for Tangshan Phoenix talents is 6.5438+0 million yuan; The maximum loan amount for high-end innovative talents introduced from caofeidian area, China (Hebei) Pilot Free Trade Zone is implemented according to the original policy, and the maximum loan amount is 6.5438+0.2 million yuan.
In addition, it is worth mentioning that the New Deal also reduced the down payment ratio of the second suite. When employees buy a second set of self-occupied housing, the minimum down payment ratio is adjusted from not less than 60% to not less than 30%, and the loan interest rate is 1. 1 times the personal loan interest rate of the first set of housing provident fund announced by the People's Bank of China in the same period; Buying the first set of self-occupied housing still requires a down payment of not less than 30%.
Tangshan provident fund is playing an increasingly important role around us. When the amount of provident fund reaches a certain level, as long as the depositor has the corresponding conditions, he can buy a house and repay the loan through Tangshan provident fund loan.
A natural person who has reached the age of 18 and has full capacity for civil conduct;
Two, the borrower or his spouse at least one party in our center to pay housing provident fund, or in other centers recognized by the center to pay housing provident fund;
3. At least one of the borrowers or their spouses has continuously paid the housing provident fund in full for one year;
4. The purchased houses are commercial houses, affordable houses and stock houses (second-hand houses) with legal procedures and clear property rights within the administrative area of this Municipality, and are not within the scope of announcement, judicial freezing or sealing up and dangerous houses, and are the property owners of the purchased houses;
Five, a stable income, good credit, with the ability to repay the loan principal and interest on time;
Six, the purchase of legitimate owner-occupied housing, has signed a formal contract for the sale of housing, the sale contract has been verified by the real estate transaction department;
7. The down payment for house purchase reaches the specified proportion;
8. Agree to use the purchased house for mortgage or guarantee according to the guarantee method recognized by the center;
Nine, other conditions stipulated by the center.
What is the inquiry method of Tangshan housing provident fund?
In addition to mortgage loans, you can also use provident fund loans to buy a house. General institutions and state-owned enterprises will pay provident fund to employees. How can I inquire about the provident fund?
What is the inquiry method of Tangshan housing provident fund?
There are three ways to inquire about Tangshan housing provident fund. The first is online inquiry. Just log in to official website, Tangshan Housing Provident Fund, and then click the provident fund information query button, enter the password and verification code in the page, and click Query after filling in. You can query the balance and payment details of personal provident fund loans and personal accounts. The second method is telephone inquiry. You can directly call the Tangshan Housing Provident Fund artificial service telephone to inquire about the account information such as provident fund remittance, account balance, withdrawal and loan. The third method is to go directly to Tangshan Housing Provident Fund Management Center for enquiry.
Definition of housing accumulation fund
1. Housing accumulation fund is the housing savings paid by state-owned enterprises, institutions, foreign-invested enterprises and some private enterprises and their employees.
2. Housing accumulation fund cannot be established in rural areas, but only in cities and towns, and it needs to be on-the-job employees. At the same time, urban unemployed residents and retired workers do not implement the housing provident fund system.
3. Part of the housing provident fund is paid by the employer, and the other part is paid by the individual. After the individual is withheld by the unit, it will be paid into the personal account together with the unit.
4. The housing accumulation fund cannot be stopped or broken. Except for special circumstances or relevant regulations, it can be paid for a long time once it is established, which embodies the stability, unity, standardization and compulsion of housing provident fund.
5. Housing provident fund is the savings of individual users' housing consumption expenditure, but it can't be distributed in cash and intelligently deposited in the bank account opened by the provident fund management center.
Bian Xiao concluded: The above is related to the inquiry of Tangshan housing provident fund, hoping to help everyone.
How to inquire about Tangshan housing accumulation fund
The investment is from ICBC. Please use the password attached to the bank card for inquiry.
Enter official website first.
As shown in the figure:
Service Platform-Personal Enquiry-
Provident fund deposit query login-fill in: account type-password-verification code-query in turn. . .
If you have any questions, please call 03 15-2036624.