Calculation result
Average monthly repayment: 254 1.44? Yuan dynasty (1206- 1368)
Pay interest: 5 149 18.438+09? Yuan dynasty (1206- 1368)
Total repayment: 9 149 18.6438+09? Yuan dynasty (1206- 1368)
Buying a house is 390,000 yuan, the down payment is 1.7 million yuan, and the loan is 30 years. The interest rate of each bank is different. You can consult many banks where you are located. Please accept it.
How much interest does it cost to borrow 400 thousand to buy a house and pay it back in 20 years? Principal and interest method: loan principal: 400,000, assuming annual interest rate: 4.900%, loan term: 20 years, monthly repayment amount of principal and interest: 2,665,438+07.78 yuan, total repayment amount: 628,267.2 yuan, * * interest payable: 2,282,668 yuan. The interest paid in 1 month is:1633.33; The first 1 month principal repayment is: 984.45; Since then, the monthly interest repayment amount has decreased and the principal has increased.
Loan to buy a house, loan 400 thousand, interest 4% Loan for 30 years, how much principal and interest should be repaid in one month?
The total loan amount is 400,000.
The total repayment amount is 687,478.03 yuan.
Pay interest of 287,478.03 yuan.
Number of months of loan: 360 months
Average monthly repayment 1909.66 yuan.
How to calculate the interest of 4.66 for a house loan of 290 thousand? Residents in China who have reached the age of 18 within 20 years, have full capacity for civil conduct, have a good reputation, and have a legal and stable source of income, and foreigners who legally reside in China can apply to the issuing bank for a personal credit card for postal savings credit card with valid identity documents recognized by the public security department and other supporting documents or materials specified by the issuing bank. Personal card holders can apply for supplementary cards for designated persons who have reached the age of 16 when handling the main card.
Buying a house, I want to borrow 300,000 yuan and pay it off within three years. How to calculate the interest? Hello, the loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets. If you want to know the benchmark interest rate information of the current loan, please open the following website (:cmbchina. /cmbwebpubinfo/cdrate.aspx？ Chnl=cdrate) Take a look.
If you want to calculate the monthly information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq, try to use the benchmark interest rate of the current loan to calculate the monthly payment.
(If you have any other questions, I suggest you consult "Customer Service Online": forum. cmbchina。 /CMU/icslogin.aspx？ from = B& amp； Logincmu=0. Thank you for your attention and support! )
How much is the interest on the house loan? The benchmark interest rate of 4.35% will rise.
Personal housing commercial loan process
First, the basic conditions of commercial housing mortgage loans
1, the borrower has a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;
2. The purchased house is located in a town (including urban area, county town and big market town), and in principle it is the borrower's current residence or place of work and business;
3. Has signed a commercial housing sales contract with the developer, and paid the down payment ratio stipulated by the bank according to the personal credit situation, with a minimum of more than 30%;
4. The loan amount is determined according to the borrower's credit status, occupation, education level, repayment ability and the liquidity of the purchased house.
5. Agree to apply for mortgage registration of pre-purchased commercial housing first, and promise to use the purchased housing as loan collateral, and re-apply for mortgage registration after the purchased housing is completed and the property right certificate is obtained;
Secondly, information must be provided.
1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse are not registered in the same household, a marriage certificate shall be attached);
2. The commercial housing sales contract signed by the purchaser and the company;
3. 1 Original and photocopy of advance payment receipt for 30% or more of the house price;
4. Proof of income of the purchaser (provided by the bank and placed in the sales office);
5. If the borrower is a legal person, it shall carry a valid Business License for Enterprise as a Legal Person or Business License for Enterprise as a Legal Person, identity certificate of legal representative, financial statements and loan card. If it is a joint-stock enterprise, it is also necessary to provide the company's technical articles of association and the certificate that the board of directors agrees to mortgage;
6. The developer's collection account number is 1 copy.
I bought a house with a loan of 800 thousand yuan and took it for 30 years. How much interest will be paid after three years? If it is a personal housing loan handled by our bank, the amount of "prepayment" is divided into two parts: 1, the principal repaid in advance; 2. Interest on prepayment of principal during the period from the previous repayment date to the prepayment date.
You can use the loan calculator on the home page to make a trial repayment. Please confirm the specific repayment information through the handling bank or call the customer service hotline (8:30- 18:00 on working days).
Housing provident fund loan 1.75 million, what is the interest for 30 years? The topic is not established.
Second, take Beijing as an example: (Beijing's provident fund loan amount is very high in the country)
1. Under normal circumstances, the single maximum amount of Beijing housing provident fund loan is 800,000 yuan.
2. The housing provident fund will give priority to meeting the loan demand for purchasing the first self-occupied housing on the premise of ensuring the withdrawal of paid employees. From 20 1 5,65438+10,1,the loan applicant purchases policy-oriented housing or the first self-occupied housing with a construction area of 90 square meters or less, and the maximum loan amount is adjusted to1.2000 yuan, and the maximum loan amount is still 800,000 yuan for non-policy housing or the second housing with a construction area of 90 square meters or more.
Third, every city has a cap on provident fund loans. At present, the maximum personal provident fund loan in Beijing and Shanghai can only reach 6.5438+0.2 million, so it is impossible for the provident fund loan to reach 6.5438+0.75 million. The commercial loan of 654.38+0.75 million is ok, but the commercial loan is not capped.
20 17 house loan 170,000 yuan, including interest, how much should I pay back? Principal and interest method: loan principal: 1700000, assuming annual interest rate: 4.900%, loan life: 30 years, monthly repayment of principal and interest: 9022.35 yuan, and total repayment with interest: 3248000 yuan. The interest paid in 1 month is: 6941.67; The first 1 month principal repayment amount is: 2080.68; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)