The loan extension process is as follows:

1. After the lender confirms the renewal of the loan, it needs to provide personal credit information again and go to the risk control department for review in the near future. After the approval, the customer contract can be signed.

2. The Borrower and the Lender sign relevant loan extension agreements and go through relevant notarization procedures.

3. After the loan agreement is signed, you need to go to the relevant housing authority for mortgage.

4. After the cash lender obtains the right, the cash lender will pay the loan amount to the original lender.

5. The borrower needs to cancel the mortgage relationship with the original lender and go through the mortgage cancellation procedures.

6. After the above operations are completed, the company's risk control certificate post needs to hand over the data to the company's financial department. You can complete the loan renewal.

Second, how to renew the loan?

Log on to the national development bank student loan information network. Select the student online service system (student source) and click Enter. Enter the ID number and password to enter the system. Select a loan application. Click the Add button in the dialog box that appears.

Fill in the application information in the pop-up dialog box, and then click Submit to apply successfully. If you need to modify the form after completing it, you can click Modify, or delete it after selecting it and reapplying it.

After successful submission, it will be displayed as pending approval.

Export application form. Click on the export application form below and print two copies.

Bring the application form, the original and photocopy of the student ID card and last year's loan contract to the county financial aid center.

Some places need a certificate from the school. It is recommended to contact the local funding center to determine whether a certificate issued by the school is needed.

Third, how to renew the loan when it expires.

After the personal loan expires, if you can't repay it on time, you can actually renew it. If you want to renew it, you must meet the following three conditions:

1. The lender must be an old or high-quality customer of the bank;

2. The lender's personal credit record is good, and the information before and after the loan is consistent. That is to say, when the loan is renewed, some economic conditions of the lender and the use guarantee of the loan have not changed, and the loan can be renewed through negotiation with the platform;

3. The loan product itself is allowed to renew the loan, and the loan risk is small.

What materials do I need to provide to renew the loan when it expires?

1. Copies and originals of legal and valid documents of the lender, such as ID card, household registration book and marriage certificate;

2. Materials that can prove the lender's family income, such as the income certificate issued by the lender's unit or the deposit slip issued by the bank.

3. For some materials that explain the purpose of the loan, the bank should ensure the reasonable use of the loan, such as proof of purchase and tax payment;

4. Proof of the ownership of the collateral and the evaluation report issued by a professional evaluation agency. The bank needs to know the value of the collateral;

5. All information required by other banks.

Fourth, how to renew the bank loan?

Loan renewal statement: briefly introduce your study, life, personal thoughts and loan reasons. Briefly state the reasons for the statement, explaining that the statement only contains more than 200 words about borrowing, and can't tolerate long speeches and a lot of foreshadowing content. When writing a continuation statement, you should directly cut into the subject and pick the important content.

Statement of loan renewal: I am anxious to call a student of a major in XX University. In this school year, I have benefited a lot from my study. Positive learning attitude, excellent performance in many subjects. In life, I have a harmonious relationship with teachers and classmates, respect teachers and participate in group activities.

I am very grateful to China Development Bank for its help to poor college students. I cherish this hard-won study, study hard and never forget the help of my country. I hope the country will allow me to apply for loan renewal and let me finish my studies. Graduation in graduation

The borrower * * * identification materials issued by the Student Financial Assistance Management Section of the Education Bureau, including the borrower and its ID card and copy, student ID card or admission notice, and household registration book. Two copies are required, the application form and postal savings account number, and the materials shall be reviewed by the staff of the Student Financial Assistance Management Section of the County Education Bureau.