Bank due diligence refers to the due diligence of credit positions.

In other words, in the process of issuing loans, banks are required to do a good job in pre-loan investigation, in-loan review and post-loan inspection. "And investigation, to prevent risks, to ensure the safety of funds.

That's why banks do their best.

To do a good job in bank adjustment, we must do a good job in field investigation, financial review, prospect prediction and risk prediction.

And these tasks are the main contents of the bank's all-out efforts.

Two. How do banks conduct credit due diligence?

Banks should make a detailed investigation on the production, operation, management, financial status, market conditions, performance, guarantees, contingent liabilities, credit status and financing of enterprises and key management personnel, and then form a detailed due diligence report.

Three. How do banks conduct credit due diligence?

Banks should make a detailed investigation on the production, operation, management, financial status, market conditions, performance, guarantees, contingent liabilities, credit status and financing of enterprises and key management personnel, and then form a detailed due diligence report.

Fourth, how to deal with the handling method of non-due diligence in pre-loan investigation?

It is not a legal responsibility to conduct due diligence before bank loans. Generally, the unit will impose penalties, and informed criticism will also be fined.

However, it is illegal for a staff member to fail to perform his duties, conduct investigations or perform his duties before or during the issuance of bank loans, thus causing heavy economic losses to the unit. Anyone suspected of committing a crime shall be sentenced to fixed-term imprisonment of not more than three years according to law.