The child is only 2 1 year-old at present and is in college. In view of the child's age, it is estimated that the money for buying a house is not earned by the child himself. The house under the name of the house was not bought by the child himself, but probably by her parents, which is also a gift from her parents. At present, ownership belongs to children.

However, there is not necessarily a gift agreement between parents and children. Parents buy houses in the name of their children, probably to save a sum of taxes and fees inherited by their children in the future. This practice is very common, especially for adult children.

At present, it is far from parents' fault to do business with house mortgage loan, because it is parents' business. As a child, there should be nothing they don't understand, just that their parents didn't give it to you. As a child, their future house and car, etc. , should be based on their own efforts to get, and not just look at their parents' things, otherwise there will be no promise. Imagine what would happen if you voted for a poor parent. Isn't everything on your own? !