First, the mainstream of Wuhan's first home loan policy is that the down payment still needs 30%, and the benchmark loan interest rate is 6.55%, that is, the loan interest rate for more than five years;

Two, provident fund loans to buy the first set of self-occupied housing and Xing Tao construction area of 90 square meters (including 90 square meters) of the following families, housing provident fund loans down payment ratio of not less than 20%; For families who purchase the first set of self-occupied housing with a floor area of over 90 square meters, the down payment ratio of housing provident fund loans shall not be less than 30%. Generally speaking, according to the existing implementation standards of the first suite, the down payment ratio of new house commercial loans is 30%, the down payment ratio of first suite provident fund loans is less than 20%, and the down payment ratio of more than 90% housing provident fund loans is not less than 30%.