According to the relevant policy documents, the loan target of individual entrepreneurship guarantee of 200,000 yuan refers to the urban and rural workers who are within the legal working age, have full capacity for civil conduct, engage in self-employment, partnership entrepreneurship or organize entrepreneurship in Gangu County, including: registered unemployed people in cities and towns, people with employment difficulties (including disabled people), demobilized soldiers, released prisoners, college graduates (including university student village officials and returned overseas students), and people who have eliminated excess capacity.

In addition to student loans, poverty alleviation loans, housing loans, auto loans, and small consumer loans (including credit card consumption) of less than 50,000 yuan, when submitting the application for business guarantee loans, individual lenders and their spouses should have no other loans.

Second, support industry.

The industries supported by personal business guarantee loans are all industries except advertising, sauna, massage, Internet cafes, oxygen bars and other national industrial policies.

Three. Loan amount and term

Individuals who meet the application conditions for business start-up guarantee loans are engaged in self-employment, and can be given a personal business start-up guarantee loan of up to 200,000 yuan. The loan period shall not exceed 3 years.

Fourth, loan interest.

From the date of 202 1, 1 and 1, the borrower will bear the interest below LPR- 150BP (the annual interest rate is about 2.7 1%) on the newly-issued personal business guarantee loan, and the rest will be subsidized by the finance.