To apply for provident fund loan, you need to bring materials: ① loan applicant, spouse, * * co-borrower, property owner's ID card, original and photocopy of household registration book, and provident fund account number. Minors need to provide one-child certificate or birth certificate. The above personnel must be present and carry their personal seals; (2) Marriage certificate of the loan applicant and the borrower: the original and photocopy of the marriage certificate or divorce certificate, and the unmarried person shall provide the unmarried certificate; (3) A down payment receipt voucher of not less than 20% of the house price; (4) The portfolio loan shall provide the borrower and the borrower's income certificate; ⑤ Original and photocopy of debit card supporting universal deposit and withdrawal function; ⑥ Copy of the auction house pre-sale permit or existing home production certificate; ⑦ Original pre-sale contract or existing home sales contract; Business license, qualification certificate, copy of ID card of the legal representative of the real estate developer and the collection account number of the real estate developer or agent. Application process: submit the loan application-submit the relevant materials of the loan application-submit the loan qualification to the lending institution for approval-wait for the risk assessment and quota accounting of the lending institution after the qualification examination-issue the loan once the risk assessment is passed.