If it is a joint stock limited company that applies for loans in the name of shareholders, all loans will be repaid by shareholders;
If a limited liability company is insolvent, it will enter the bankruptcy liquidation procedure according to law and repay the relevant debts according to a certain proportion of the company's existing property.
1. Loans applied by shops or companies are generally secured or guaranteed. The borrower can discount the collateral and return it to the bank first. If it is not enough, it can be replenished.
2. Actively communicate with the bank, explain to the bank the reasons and actual situation of not repaying the loan in time, show the willingness to repay, and put forward a feasible repayment plan.
It is understood that many banks support loan extension, so borrowers can apply to the bank to extend the loan period, but they need to apply to the bank one month in advance.
3. "Crowdfunding" funds, of course, are to find family and friends around you to prepare for fundraising, but we must agree on the interest rate and never take the road of no return on high-interest loans.
legal provision
Article 19 of the Company Law Where the shareholders of a limited liability company, the directors and controlling shareholders of a joint stock limited company and the actual controller of the company maliciously dispose of the company's property after the dissolution of the company, causing losses to creditors, or fail to make liquidation according to law, and defraud the company registration authority to cancel the registration as a legal person with a false liquidation report, and the creditors claim to be liable for the company's debts, the people's court shall support them according to law.
Article 20 When a company is dissolved, it shall apply for cancellation of registration after liquidation according to law. If the company's registration is cancelled without liquidation, resulting in the company's inability to liquidate, and the creditors claim that the shareholders, directors, controlling shareholders and actual controllers of a limited liability company shall be liable for the company's debts, the people's court shall support them according to law. If the company is deregistered without liquidation according to law, and the shareholders or the third party promise to be liable for the company's debts when handling the deregistration at the company registration authority, and the creditors claim to bear corresponding civil liabilities for the company's debts, the people's court shall support it according to law.
Shareholders fail to perform or not fully perform their capital contribution obligations in the process of capital contribution, or withdraw their capital contribution after capital contribution (Article 13~ 14 of Judicial Interpretation of Company Law (III)) Article 13 If shareholders fail to perform or not fully perform their capital contribution obligations, the people's court shall support them if the company or other shareholders request them to fully perform their capital contribution obligations to the company according to law.
According to the above answers, it can be concluded that after the company goes bankrupt, it should consider whether to apply for loans in the name of shareholders. All loans applied by shareholders shall be repaid by shareholders. If you are in the company, you can only repay according to the existing property. If you still have relevant legal advice, you can call Hualv.com online lawyer to answer it.