Minor children can't borrow money, no matter what they use.

According to China's relevant laws and regulations, minors are not eligible for loans, and loans require civil acts. The borrower must have independent and complete capacity for civil conduct. If they want banks and loans, they must be at least 65,438+08 years old. It is illegal to have personal micro-loan products on the Internet that minors can borrow. If the loan relationship between citizens is legal, it can be protected by law, but the premise is that the loan relationship is legal. The so-called legal refers to lending to minors without criminal capacity on the basis of civil capacity, which is not protected by law.