It is not necessarily feasible to borrow money by purchasing members in installments. Members who purchase installment loans can only increase the chances of lending funds, but whether users can lend funds depends on whether they meet the conditions for installment loans. If the user meets the requirements, a good installment loan will be very fast. That's all. Can members borrow money by installments?

Can I apply for deferred repayment by installment?

If the installment is good, you can apply for deferred repayment. When the loan amount is relatively large and individuals are unable to repay it, users can try to apply for deferred repayment. However, if users need to postpone repayment, they must have special reasons and meet the conditions for applying for deferred repayment, and then apply to manual customer service. Most of them can apply for deferred repayment. Online loan products have their prescribed repayment time and standards. If the borrower fails to repay the loan as required, it will lead to overdue. Online loans are usually difficult to negotiate and installment. After overdue, users need to take the initiative to contact the lending platform to explain that their arrears are not intentional, and indicate their intention to repay or pay off part of the arrears first. If users have special reasons to delay repayment, they can apply with platform customers.

Why can't a good installment get a loan?

1. Data expired: the personal information that users may fill in or bind on the good staging platform has expired and cannot be matched. After verification, the user's application will naturally be rejected;

2. Credit change: because of the user's qualification certificate, personal credit and other personal circumstances. It is always changing. If the comprehensive credit rating declines, the service platform will control the risk or reject it, and users can check whether the debt is too high, whether there is the risk of multi-borrowing, or whether it is overdue;

3. Raise the threshold: Many service platforms have raised the threshold of application and approval due to the risk control of borrowers' repayment ability and repayment credit, which is likely to be the same for good installments;

4. Next amount: Due to the field rectification and control regulations, the institutions in the next period are shrinking, and the loanable assets are also decreasing. Therefore, when assets are placed at the same time, of course, the risk of users who want to lend assets with better qualifications will be lower.

This article mainly writes about the knowledge points about whether members can lend money in installments, and the content is for reference only.