The Wuxi Municipal Housing and Urban-Rural Development Bureau and the Municipal Natural Resources and Planning Bureau jointly announced that second-hand houses in Wuxi urban area can be transferred with a mortgage. There is no need to repay the loan in advance or advance funds, and the entire process is free. This policy has attracted great attention from netizens, and has also been strongly complained by netizens. Why do people make complaints about it? Although this policy can make the process of selling a house simpler and faster, and also relieve the seller from great pressure to repay the loan, it does require the buyer to advance sufficient funds before the real estate transaction can be carried out, which will invisibly The pressure shifts to the buyer.

Many netizens said that in fact, the basis of such a policy is to transfer pressure, and it does not actually have any impact on banks. In fact, in essence, there will still be a lot of pressure, which will make banks The buyer feels that he has paid enough money in advance, which puts him under great financial pressure. For both the buyer and the seller, there may be insufficient funds and the sale of the house is terminated. This was also the case when I saw this news. There are certain doubts. Although it allows the seller to sell the house without paying back the money first, it puts a lot of pressure on the buyer during this period. Not all buyers can have such sufficient funds to buy a house, so this This policy has been criticized by many netizens, especially as a buyer, it is indeed quite stressful.

I hope our country can realize this problem and make reasonable adjustments and give a reasonable explanation so that both sellers and buyers can conduct related transactions in a relatively relaxed environment. If it cannot be changed, The current situation still cannot play an effective role in promoting the sale of second-hand houses. I hope that the relevant departments can realize this problem and provide fundamental solutions so that both buyers and sellers can benefit at the same time. This is a The result of a virtuous cycle, otherwise the impact would be very bad.