The lender shall, according to the loan contract, manage and control the payment of loan funds by means of entrusted payment by the lender or independent payment by the borrower. Among them, the lender's entrusted payment means that the lender pays the loan funds to the borrower's transaction object that meets the purpose agreed in the contract according to the borrower's withdrawal application and payment entrustment; The borrower's independent payment means that the lender directly pays the loan funds to the borrower's account according to the borrower's withdrawal application, and the borrower independently pays the borrower's transaction object that meets the purpose agreed in the contract.