How about the e-loan of Shengjing Bank?
E-Enjoy Loan is a personal online consumer loan product of Shengjing Bank, including salary-enjoy loan, housing-enjoy loan, premium-enjoy loan and car-enjoy loan. No mortgage guarantee is required, with a maximum amount of 300,000 yuan and a maximum of 12 months. Grant a credit point, and the amount will be recycled.
Now you can enjoy the preferential interest rate at the end of the year by applying for e-loan. The daily interest rate of the loan of 65,438+00,000 yuan is about RMB, and the daily interest is paid, which can be used for housing decoration, education investment, tourism and other purposes. Shengjing Bank's high-quality payroll customers and Shenyang provident fund deposit customers can apply directly through online banking and mobile banking if they need it.
Can you apply for an e-loan from Shengjing Bank?
First of all, e-loan is only open to specific people, and second, basic access conditions must be met.
1, e Loan target group:
1) Shengjing Bank pays payroll customers in the white list of enterprises (cumulative1February and above)
2) Customers who have paid the municipal provident fund in Shenyang (continuous 12 months or more)
3) Quality stock customers of Shengjing Bank (the average daily balance of personal financial assets reached 6,543,800 yuan and above this year)
4) Existing mortgage customers of Shengjing Bank (first-hand housing mortgage loan with normal repayment 1 year or more)
2.e. Loan access conditions:
1) A natural person who has reached the age of 20-60 (inclusive) and has legal identity documents and full capacity for civil conduct.
2) The credit status is good, and there are no overdue records for three consecutive periods or six cumulative periods in the last two years, and there are no overdue records in this period.
3) There is no information about any case or lawsuit.
4) There are no outstanding comprehensive consumer loans in Shengjing Bank or other banks.
5) Open mobile banking or online banking in Shengjing Bank.