There are two kinds of loans, one is a student loan, and the other is a college student loan.
Secondly, I want to ask the next graduate student how much tuition he needs for a year, and whether there is a student loan. How much can I borrow? ...
Tuition fees vary from school to school. Even in the same school, the tuition fees of different majors are different. As little as 6 thousand, as many as tens of thousands. Student loans are certainly available. Just apply, then show proof of family status, and then stamp the seal and signature of the tutor and the department.
3. How much is the graduate student loan for one year?
8000 yuan.
The current national student loan subsidy ceiling is 6000 yuan per person per year. After adjustment, the annual loan amount for full-time college students shall not exceed 8,000 yuan; If the sum of tuition and accommodation is less than 8,000 yuan per year, the loan amount can be determined according to the sum of tuition and accommodation.
The maximum amount of full-time graduate students applying for loans each year will reach 1.2 million yuan; If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.
Student loan repayment way
1. Students shall pay off in one lump sum or in installments before graduation;
2. After graduation, students can watch their movable funds to repay their loans;
3, graduates after the expiration of probation, in two to five years by the unit from their wages deducted monthly;
4. In the place where graduates work, depending on their performance, it is decided to reduce the loan repayment;
5. If the student who borrowed money is expelled from the school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students should be responsible for returning all the loans.
For the above contents, please refer to China News Network-Raising the Full-time College Student Loan to 8,000 Yuan and Baidu Encyclopedia-Student Loan.
4. How many student loans can graduate students apply for?
From the source program:
1, loan application
The borrower shall apply for a loan to the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where his household registration is located (hereinafter referred to as the "County Financial Assistance Center"), fill in the loan application form and provide the following materials:
(1). Original and photocopy of Loan Science;
(2). ID cards of students and co-borrowers (or;
(3). Student identity certificate. Freshmen with university admission notice and its copy; Students who are studying can borrow their living resources with their student ID cards and student loans.
2. Contract signing
① The local funding center carefully guides the borrowing students to establish a student credit loan contract at the handling bank →→→→→④ The local funding center issues a receipt for the student credit loan contract.
① Borrowing students come to the school with the receipt of the contract →→→→→ ③ The students themselves send the receipt of the contract back to the student's county-level financial aid center →→→→→→→→ The local financial aid center compiles a summary table and submits it to the provincial student financial aid management center →→→→→→ The provincial financial aid management center submits it to the handling bank for approval.
① The handling bank will transfer the loan funds into the borrower's personal account to the borrower's school.
5. Contract change
If a student needs to change his/her personal account name or account number, or the borrower cannot repay the loan according to the repayment plan agreed in the loan contract due to reasons such as continuing his/her studies or dropping out of school, the borrower may change the contract upon his/her application and approval by the county-level funding center. In principle, the adjustment of repayment plan shall be carried out within the loan period and cannot be postponed.