What is the 500 trial bonus for online business loans? Do I need to use the online merchant loan experience limit? Online merchant loans are the collective name for online merchant loans for small and micro enterprises and individual entrepreneurs. They are credit loans issued based on the operator's operating conditions and credit status. Merchants with stable operations and good credit can apply for online business loans. The 500 trial fee for online merchant loans is the credit limit given by the system to users with less than qualified qualifications. Because the system does not know enough about the user's repayment ability, only 500 yuan can be used at the beginning. If you have no borrowing needs, it is not recommended to use the experience limit of online merchant loans, because using online merchant loans will cause a credit check. If the borrower's credit situation deteriorates, or the store's business conditions are poor, the 500 experience fee given by the system may also be withdrawn. If there is a large demand for funds and you want to continue borrowing from online merchants, the borrower can try to use the trial money multiple times. Do not repay the loan in advance. Just pay it back on time and accumulate a good credit record. The subsequent limit may be increased. higher. In addition, you can also try to increase the purchase volume and transaction volume of the operating store to improve the business situation, which will also help to increase the amount of online merchant loans in the future. The above is the answer to "What is the 500 trial loan for online merchant loans?" As for whether you should use the online merchant loan experience limit, it depends on your actual borrowing needs.