Legal analysis: (1) The housing accumulation fund has been paid continuously for the specified period. (2) Having full capacity for civil conduct. (3) Have the ability to repay the loan principal and interest. (4) Having a good credit record. (5) There are procurement contracts, agreements or other approval documents that meet the legal requirements and guarantee conditions. (6) The down payment for house purchase has been paid as required. (seven) other conditions stipulated by the provident fund center.

Legal basis: Article 76 of the Labor Law of People's Republic of China (PRC). The state develops social welfare undertakings and builds public welfare facilities to provide conditions for workers to rest, recuperate and recuperate.

The employing unit shall create conditions to improve the collective welfare and the welfare treatment of workers.