You think too much, this situation is impossible.

Second, no matter how dark it is, you can make the next payment with your driver's license.

1. Meitu e wallet

Meitu e wallet is a new platform in 2022, ignoring the compulsory payment of black and white households. The maximum loan amount provided to users is 200,000 yuan, and the service period is 3-36 periods. Applicants need to apply between the ages of 22 and 45, regardless of the debt ratio, and the loan will be issued on the same day as it is approved. It is a very popular new platform at present, and you can pay with your driver's license no matter how dark it is.

2. Elephants are great.

Elephant premium belongs to loan-assisting type. It is a popular online lending platform for young people in June 2022 (1 1). No matter how dark it is, it can automatically match the right lender according to the applicant's qualification, so that the applicant can borrow money quickly. The loan amount is between 50-40,000 yuan, the service life of the loan is 3- 12 months, and the daily interest rate of the loan starts from 0.05%.

I accept the loan.

I am at the forefront of new loans. No matter how dark it is, I can use my driver's license to borrow money. I need the applicant to be between 22 and 55 years old and be able to submit personal information such as ID card, mobile phone operator, contact person and bank card. It belongs to the category of credit loan, and the maximum loan amount of the product is 200,000 yuan. In fact, most of the loans are 500,000 to 50,000, and the service life is 36 periods.

4. orange staging

The maximum loan amount of oranges by installment is not more than 200,000 yuan, and the minimum loan amount is not less than 3,000 yuan, which is divided into 3 ~ 12 months. It is the most popular loan application in 2022. No matter how black your driver's license is, the applicant is required to be over 20 and under 50, and submit the real-name authentication of mobile phone number for more than half a year. If you don't look at the applicant's credit information during the application period, you may query big data and pay it seconds after approval. Young people are interested in borrowing 4000 yuan a minute.

Borrow cherry blossoms

The pass rate of cherry blossom borrowing books has been very stable, which is what everyone likes in 2022. You can borrow money with your driver's license no matter how dark it is. The loan amount is generally between 500-50000 yuan, which is pure credit.

3. Can I mortgage my car without a driver's license?

1) You don't necessarily need a driver's license, but now the general bank will ask you to show your driver's license, because the bank usually only allows me to borrow money to buy a car, so as to reduce the risks borne by the bank.

(2) Buying a car with a loan is based on your car as a direct mortgage and the real estate as an auxiliary proof of your ability to pay, which is a necessary process for bank loans to reflect risk control. Under normal circumstances, I am only allowed to borrow money to buy a car, but I can't help others buy a car, so the bank can't control the risk of the car!

Conditions for loan to buy a car

1. Friends who need a loan to buy a car need 18-year-old China citizens with full capacity for civil conduct, a stable income occupation and variable assets. During the loan application period, the car buyer shall deposit a down payment of not less than the amount specified by the bank in the bank savings account, and provide the bank with the car buyer's personal account certificate, relevant responsibility certificate and other materials that can be guaranteed.

2. Car buyers need to agree to other requirements stipulated by the bank. When an enterprise as a legal person applies for a loan, it needs the ability to repay the loan. During the loan period, the loan shall not be less than the down payment of the car loan and deposited in the accounting department of the bank to provide the approved guarantee to the bank.

What is the process of buying a car by mortgage?

1, choose the mode of buying a car by loan.

Mode 1: the customer directly applies for a loan to buy a car at a bank outlet. After the guarantee procedures are implemented, customers can choose dealers to buy cars they are satisfied with.

Mode 2: buy a car in a 4S shop that cooperates with the bank, sign a car purchase contract or agreement with the dealer, and then apply for a loan from the bank through the 4S shop.

Mode 3: apply for unsecured personal credit loan, and the bank directly lends full amount to the 4S shop to buy a car. Choosing a loan to buy a car carefully is the most important step in the process of buying a car with a loan.

Mode 4: The customer applies for a loan to buy a car through the financial outsourcing website, the financial institution handles the intermediate process, and the bank approves the loan, which is a direct car loan.

2. Banks issue loans.

No matter which mode of bank loan is used to buy a car, the ultimate lender is the bank. In the second mode, money is directly transferred from the bank to the car dealer's account.

Step 3 pick up the car

The borrower pays the car dealer the down payment or the full amount. There are two situations here: Mode 1 and Mode 2. When customers pay the down payment, they need to go through the formalities of picking up the car with the passbook and the car pick-up slip issued by the bank, and give the car a license. After completing the license, hand over the vehicle production certificate, invoice, insurance policy, driving license, ID card and household registration book to the bank. After the mortgage, the bank will return the driving license and ID card account book. If you use the model 3 loan to buy a car, the customer only needs to withdraw the loan issued by the bank and go directly to the 4S shop to pick up the car. The driving license and ID card account book after the card is licensed do not need to be mortgaged to the bank.

In addition, when choosing a loan bank, different banks will have different interest rate concessions, loan quotas and repayment periods, and loan applicants can learn directly from the loan pages of major banks they cooperate with.

4. Can I drive with my driver's license?

You can drive with a legal driver's license, but the documents of the vehicle must be complete (driving license, traffic insurance, annual inspection mark, license plate), and you can only drive with this driver's license. If the vehicle type does not match the vehicle type of the driver's license, you will be punished.

According to the Road Traffic Safety Law of the People's Republic of China:

Eleventh driving a motor vehicle on the road, you should hang the motor vehicle logo, and carry the motor vehicle driving license with you.

Motor vehicle number plates shall be hung in accordance with the regulations and kept clear and complete, and shall not be intentionally concealed, turned over or detained.

Nineteenth driving a motor vehicle, should obtain a motor vehicle driver's license according to law. To apply for a motor vehicle driver's license, the driver's license conditions stipulated by the public security department of the State Council shall be met; After passing the examination, the traffic administrative department of the public security organ shall issue the motor vehicle driver's license of the corresponding category.

Holders of overseas motor vehicle driver's licenses meet the driving license requirements stipulated by the public security department of the State Council, and can issue motor vehicle driver's licenses to China after passing the examination by the traffic management department of the public security organ.

Driving a quasi-driving motor vehicle; Driving license. The traffic administrative department of the public security organ may confiscate or detain the motor vehicle driving license.

Road Traffic Safety Law of the People's Republic of China

Article 95 If a motor vehicle running on the road does not carry a motor vehicle number plate, inspection mark or insurance mark, or does not carry a driving license or driver's license with it, the traffic control department of the public security organ shall detain the motor vehicle, notify the parties concerned to provide the corresponding number plate and mark or go through the corresponding formalities, and may do so in accordance with the provisions of Article 90 of this Law.

If the party concerned provides the corresponding number plate, logo or goes through the corresponding formalities, it shall return the motor vehicle in time. Whoever intentionally conceals, defaces or fails to install the motor vehicle number plate in accordance with the provisions shall be punished in accordance with the provisions of Article 90 of this Law.

Article 96 Whoever forges, alters or uses forged or altered motor vehicle registration certificate, number plate, driving license and driver's license shall be confiscated by the traffic administrative department of the public security organ, and the motor vehicle shall be detained, detained for less than 15 days and fined for less than 2,000; Constitute a crime, according to

Forged, altered or used forged or altered inspection marks and insurance marks shall be confiscated by the traffic administrative department of the public security organ, and the motor vehicle shall be detained for 10 day and fined up to 3,000 yuan; If a crime is constituted, criminal responsibility shall be investigated according to law.

The use of motor vehicle registration certificates, license plates and signs of other vehicles shall be confiscated by the traffic administrative department of the public security organ, and the corresponding legal certificates of more than 2,000 yuan of motor vehicles shall be detained or the corresponding procedures shall be completed, and the motor vehicles shall be returned in time.